Secure payment options
Every Heritage & Co. piece is made to order. You can pay in the way that suits you.
Pay in full at checkout
By credit or debit card (Visa, Mastercard and American Express), or with Apple Pay, Google Pay or Samsung Pay. Instant EFT is also available if you would rather pay straight from your bank account. This is the simplest way to complete your order, and there is nothing to arrange in advance.
If you bank with Capitec, you can also pay straight from your Capitec app, with no card needed. Choose Stitch at checkout, then select Capitec Pay and approve the payment in your banking app — it is instant and secure.
Pay by bank transfer
If you would prefer to arrange payment directly with your bank, choose bank transfer at checkout and we will send you our details. Your order is confirmed once the transfer reflects.
Pay over time
If you would rather spread the cost, Stitch Pay Later lets you divide your purchase into two to six equal monthly instalments with no interest. You pay the first instalment at checkout and the remainder each month. Choose Stitch at checkout, where approval is handled and your spending limit is set the first time you use it. Subject to approval, and a fee applies only if a scheduled instalment is missed.
What each option involves
| Option | What it is | What it costs you | Limit |
|---|---|---|---|
| Card, Apple Pay, Google Pay or Samsung Pay | Paid in full at checkout | Nothing beyond the price of the piece | Your own bank limit |
| Instant EFT | Paid in full, straight from your bank account | Nothing beyond the price of the piece | Your own bank limit |
| Bank transfer | Arranged directly with your bank, confirmed once it reflects | Nothing beyond the price of the piece | None |
| Stitch Pay Later | Two to six equal monthly instalments, no interest | Nothing extra when instalments are paid on time | Set by Stitch on approval |
| Mobicred | Revolving credit, applied for at checkout | Interest, set by Mobicred on approval | Set by Mobicred on approval |
| RCS store card | Pay with an RCS store card you already hold | Interest, per your agreement with RCS | Your available RCS balance |
Pay in full or by bank transfer, and you pay no added cost. Speak to us on WhatsApp and we will help you decide.
